
February 28, 2022 What a difference a year makes! In late 2020, only about 16 months ago, I felt the urge to comment on the then-fashionable …
Retirement in a High-Inflation Environment – SWR Series Part 51
Equity valuations matter the most. And recall, the CAEY is something that’s actually observable at the start of retirement. Trailing inflation has a positive (!) impact on the SWR and even with the perfect foresight of the future 30 years of inflation you can only hope for a whacky, not exactly monotone relationship between inflation and the safe withdrawal rate. Looking back at historical data, t

February 28, 2022 What a difference a year makes! In late 2020, only about 16 months ago, I felt the urge to comment on the then-fashionable …
Retirement in a High-Inflation Environment – SWR Series Part 51
Industry reporting this week says UAE banks are likely to lift the stress-test rates they use to assess mortgage eligibility, so some buyers will qualify for less even as headline rates barely move. In this CEO Sunday Editorial, Mirza Ashraf Beg explains why banks test at a rate they never charge, what Thursday’s global equity selloff revealed about deposit funds held in markets, and the five-line
12 min read
A UAE mortgage does not end when the visa does. What changes is how the bank classifies you. Here is what to read, what to ask and how to choose between keeping, letting, selling or restructuring before the move.
12 min read
Most UAE mortgages carry a life cover and a property cover that renew every year without a decision from the borrower. Here is how each is priced, where households typically overpay, what you are allowed to change, and how insurance behaves when a mortgage is restructured.
9 min read
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Selected insights on finance, technology and the global economy — sent occasionally, never shared.